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Building Homes. Strengthening Communities.

CAF, we believe everyone deserves a safe, affordable place to call home and a real opportunity to build generational wealth. Since 2006, we’ve helped thousands of families move from uncertainty to stability through first-time homebuyer education, eviction prevention, and direct access to affordable homeownership opportunities.

In 2024, Bread and Roses Housing merged with CAF, expanding our impact across the Merrimack Valley. Today, we manage over 45 permanently affordable homes through our Community Land Trust in Lawrence, Haverhill, and North Andover, creating real pathways to homeownership for local families.

Homes Developed

49+ : And Growing

Upcoming Units

8+ : Across Communities

Families serve

400+ : Homeownership Classes

Homes Renovated

12+ : Across Virginia

Community impacted

30+ : Across the country

Browse Available Homes Now

5 Wall St, Fredericksburg, VA 22405

$570,000
5 Wall St, Fredericksburg, VA 22405
5 beds
2 baths
1951 sq ft
5 Wall St, Fredericksburg, VA 22405
$570,000

1411 Milestone Dr, Fredericksburg, VA 22407

$430,000
1411 Milestone Dr, Fredericksburg, VA 22407

This 924 square foot single family home has 3 bedrooms...

3 beds
2 baths
924 sq ft
1411 Milestone Dr, Fredericksburg, VA 22407
$430,000

100 Leeland Rd, Fredericksburg, VA 22405

$415,000
100 Leeland Rd, Fredericksburg, VA 22405

This 1378 square foot single family home has 3 bedrooms...

3 beds
1 bath
1378 sq ft
100 Leeland Rd, Fredericksburg, VA 22405
$415,000

168 Victoria Dr Virginia Beach VA, 23452

$378,000
168 Victoria Dr Virginia Beach VA, 23452
4 beds
1 bath
1775 sq ft
168 Victoria Dr Virginia Beach VA, 23452
$378,000

1910 Piedmont Ave. Portsmouth VA,23704

$310,000
1910 Piedmont Ave. Portsmouth VA,23704
2 beds
1 bath
1471 sq ft
1910 Piedmont Ave. Portsmouth VA,23704
$310,000

1403 Algona Rd, Chesapeake, VA 23324

$340,000
1403 Algona Rd, Chesapeake, VA 23324
3 beds
1 bath
1428 sq ft
1403 Algona Rd, Chesapeake, VA 23324
$340,000

2112 Paramount Ave. Chesapeake VA, 23323

$350,000
2112 Paramount Ave. Chesapeake VA, 23323
3 beds
1292 sq ft
2112 Paramount Ave. Chesapeake VA, 23323
$350,000

749 Brinson Arch Virginia Beach VA,23455

$360,000
749 Brinson Arch Virginia Beach VA,23455
3 beds
1116 sq ft
749 Brinson Arch Virginia Beach VA,23455
$360,000

1206 Coltrane Dr. Portsmouth VA, 23701

$300,000
1206 Coltrane Dr. Portsmouth VA, 23701
4 beds
1 bath
936 sq ft
1206 Coltrane Dr. Portsmouth VA, 23701
$300,000

417 Crown Cres Chesapeake VA, 23325

$410,000
417 Crown Cres Chesapeake VA, 23325
3 beds
2 baths
1765 sq ft
417 Crown Cres Chesapeake VA, 23325
$410,000

1465 Bartow Pl Virginia Beach VA, 23454

$540,000
1465 Bartow Pl Virginia Beach VA, 23454
4 beds
1 bath
2108 sq ft
1465 Bartow Pl Virginia Beach VA, 23454
$540,000

3228 Gallahad Dr. Virginia Beach VA, 23456

$650,000
3228 Gallahad Dr. Virginia Beach VA, 23456
3 beds
2 baths
2086 sq ft
3228 Gallahad Dr. Virginia Beach VA, 23456
$650,000

Renovated Home Inventory

In 2025, we partnered with Hogar Hispano Inc. to transform abandoned homes across the country into beautiful, move in ready properties. These once forgotten houses are now high quality homes ready for families like yours. 

OUR MODEL

Community Land Trust

In 2024, Bread and Roses Housing merged with CAF, expanding our impact across the Merrimack Valley. Today, we manage over 45 permanently affordable homes through our Community Land Trust in Lawrence, Haverhill, and North Andover, creating real pathways to homeownership for local families.

Affordability That Lasts Forever

More Than Housing It’s Transformation

The American Dream for Everyone

Stronger, More Engaged Communities

BREAD AND ROSES HOUSING

Homeownership Network

Our homeowners are at the heart of everything we do, our commitment to them is:

We’re With Families Every Step of the Way

Education That Empowers

Partnership That Lasts

Your Home Is Waiting

Our inventory of fully renovated, affordable homes is growing, and opportunities are available now.

Don’t wait. Take the first step toward owning your home and building your future today with asset building services provided by CAF

Join our mission

By combining our efforts, we aim to offer additional services, resources, and support to meet the evolving needs of our community.

This merger positions us to achieve shared quality of life improvements for the residents of Greater Lawrence, Massachusetts.

We are grateful for the unwavering support you’ve provided to Bread & Roses Housing, and we look forward to your continued partnership as we embark on this exciting new phase Together, we are confident that our shared vision of affordable, sustainable, and equitable homeownership will flourish and create lasting positive change.

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